石井镇为20245户居民投保，实现农村住房叠加保险全覆盖！
<div class="wx_rich_media_content" id="jsWxContainer"><section data-role="outer" label="Powered by 135editor.com"><section data-role="paragraph" style='box-sizing: border-box;'><section data-tools="135编辑器" data-id="105449" style='box-sizing: border-box;'><section style='margin: 10px auto; box-sizing: border-box;'><section style='margin-top: -7px;padding: 30px 25px 20px;background-color: rgb(245, 248, 255);box-sizing: border-box;'><section data-autoskip="1" style='text-align: justify;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(73, 74, 73);background: transparent;'><p style='vertical-align: inherit;text-indent: 2em;line-height: 1.75em;'><span style='font-size: 16px;background-color: transparent;caret-color: red;'>按照福建省政府办公厅颁布的《关于印发福建省政策性农村住房保险实施方案的通知》(闽政办【2016】161号），福建省应急管理厅与福建省人保财险福建省分公司签署了2022年农村住房保险协议。为帮助农户提高应对自然灾害的能力，发挥农村住房保险的最大效益，让受灾群众满意。</span></p><p style='vertical-align: inherit;text-indent: 2em;line-height: 1.75em;'><span style='font-size: 16px;'>2022年，南安市石井镇继续实施农村住房叠加保险。据悉，<strong><span style='color: rgb(128, 100, 162);background-color: rgb(255, 173, 37);'>我镇今年实现全覆盖投保，共计20245户，其中每户家庭需自费的3元由镇财政统一负担，总计60735元。</span></strong></span></p></section><section data-width="100%" style='box-sizing: border-box;margin-top: 20px;width: 100%;height: 2px;background-color: rgb(111, 133, 180);overflow: hidden;'><br></section></section></section></section><p style='text-align:center;vertical-align: inherit;line-height: 27px;text-indent: 0em;'><br></p></section><p style='text-align:center;text-indent: 0em;vertical-align: inherit;line-height: 1.75em;'>人保财险南安支公司积极履行国企职能</p><p style='text-align:center;text-indent: 0em;vertical-align: inherit;line-height: 1.75em;'><strong><span style='color: rgb(128, 100, 162);'>2021年石井镇农房理赔款案件数为23起</span></strong></p><p style='text-align:center;text-indent: 0em;vertical-align: inherit;line-height: 1.75em;'><strong><span style='color: rgb(128, 100, 162);'>共计赔付金额82059元</span></strong></p><p style='vertical-align: inherit;text-indent: 2em;'><br></p><section data-tools="135编辑器" data-id="105452" style='box-sizing: border-box;'><section style='margin: 10px auto; box-sizing: border-box;'><section style='display: inline-block;transform: rotate(0deg);'><section style='margin-right: 10px;padding: 6px 15px;background-color: rgb(119, 95, 255);box-sizing: border-box;'><section data-brushtype="text" style='letter-spacing: 1.5px; color: rgb(255, 255, 255); box-sizing: border-box;'><strong>部分案例</strong></section></section></section><section style='margin-top: -15px;display: flex;box-sizing: border-box;'><section style='margin: 30px 10px -15px;display: flex;box-sizing: border-box;'><section style='box-sizing: border-box;width: 1px;height: 804.403px;background-color: rgb(151, 133, 255);overflow: hidden;'><br></section></section><section hm_fix="368:431" style='padding: 15px 25px 35px 20px;background-color: rgb(248, 247, 254);box-sizing: border-box;'><section data-role="paragraph" style='box-sizing: border-box;'><p style='vertical-align: inherit;'><br></p></section><section data-role="title" data-tools="135编辑器" data-id="108122" style='box-sizing: border-box;'><section hm_fix="352:533" style='margin: 10px auto;text-align: center;box-sizing: border-box;'><section style='display: inline-block;box-sizing: border-box;'><section style='padding: 9px 15px;https://mmbiz.qpic.cn/mmbiz_png/JaFvPvvA2J1Xbicb1uVUYcS3lvBgPm4prWF7AZlId1ibBD3WxX7gOibRZrrtP1Druibd3cNZhMzIe8AQJVrCia6VuVg/640?wx_fmt=png") center center / 50px no-repeat;'><section style='font-size: 18px;letter-spacing: 0.5px;color: rgb(255, 255, 255);box-sizing: border-box;'><strong>0</strong><strong data-original-title="" title="">1</strong></section></section></section></section></section><section data-role="paragraph" style='box-sizing: border-box;'><p style='text-align:justify;vertical-align: inherit;text-indent: 2em;line-height: 1.75em;'><span style='letter-spacing: 1.5px; text-indent: 2em;'>2021年3月13日，石井镇院前村李某文家中房屋因火灾受损，接报案后</span><span style='letter-spacing: 1.5px; text-indent: 2em;'>人保财险南安支公司</span><span style='letter-spacing: 1.5px; text-indent: 2em;'>查勘员立即与报案人联系，并于第一时间前往事故地点查勘，经勘察认定后赔付10330元。</span><br></p></section><section data-tools="135编辑器" data-id="107100" style='box-sizing: border-box;'><section style='margin: 10px auto;text-align: center;box-sizing: border-box;'><section style='display: flex;justify-content: space-between;align-items: center;box-sizing: border-box;'><section data-width="60%" style='box-sizing: border-box;width: 60%;'><section data-width="100%" style='box-sizing: border-box;width: 100%;'><span class="wxart_image" wx-style='display:inline-block;box-sizing: border-box;vertical-align: inherit;width: 100%;display: block;'></span></section></section><section data-width="50%" style='box-sizing: border-box;margin-left: -35px;width: 50%;'><section style='margin-bottom: 20px;box-sizing: border-box;'><section style='border-width: 15px;border-style: solid;border-color: rgb(245, 248, 255);box-sizing: border-box;'><section data-width="100%" style='box-sizing: border-box;width: 100%;'><span class="wxart_image" wx-style='display:inline-block;box-sizing: border-box;vertical-align: inherit;width: 100%;display: block;'></span></section></section><section style='margin-top: -20px;display: flex;justify-content: flex-end;align-items: flex-end;box-sizing: border-box;'><section style='box-sizing: border-box;margin-right: -15px;width: 0px;height: 1px;border-bottom: 20px solid rgb(255, 255, 255);border-left: 20px solid transparent;overflow: hidden;'><br></section><section style='box-sizing: border-box;width: 0px;height: 1px;border-bottom: 15px solid rgb(255, 208, 108);border-left: 15px solid transparent;overflow: hidden;'><br></section></section></section></section></section></section></section><section data-role="title" data-tools="135编辑器" data-id="108122" style='box-sizing: border-box;'><section style='margin: 10px auto;text-align: center;box-sizing: border-box;'><section style='display: inline-block;box-sizing: border-box;'><section fix="297:523" hm="" style='padding: 9px 15px;https://mmbiz.qpic.cn/mmbiz_png/JaFvPvvA2J1Xbicb1uVUYcS3lvBgPm4prWF7AZlId1ibBD3WxX7gOibRZrrtP1Druibd3cNZhMzIe8AQJVrCia6VuVg/640?wx_fmt=png") center center / 50px no-repeat;'><section style='font-size: 18px;letter-spacing: 0.5px;color: rgb(255, 255, 255);box-sizing: border-box;'><strong>0</strong><strong data-original-title="" title="" data-num="2">2</strong></section></section></section></section></section><section data-role="paragraph" style='box-sizing: border-box;'><p style='text-align:justify;vertical-align: inherit;text-indent: 2em;line-height: 1.75em;'><span style='letter-spacing: 1.5px;'>2021年8月21日早上10点左右，石井镇奎霞村林某祥家中房屋因线路老化引起火灾受损，接报案后人保财险工作人员于第一时间前往事故地点查勘，经勘察认定后赔付3662元。</span></p></section><section data-role="paragraph" style='box-sizing: border-box;'><p style='vertical-align: inherit;'><br></p></section><section data-role="paragraph" style='box-sizing: border-box;'><p style='vertical-align: inherit;text-indent: 2em;line-height: 1.75em;'><span style='letter-spacing: 1.5px; text-align: justify; caret-color: rgb(255, 0, 0); font-family: 微软雅黑, sans-serif;'>客户对政府惠民政策保险投保，村民受益的举措表示由衷感谢,帮助其恢复灾后生活、生产起到保驾护航作用。</span></p></section></section></section></section></section><section data-role="paragraph" style='box-sizing: border-box;'><p style='vertical-align: inherit;'><br></p></section><p style='vertical-align: inherit;text-indent: 2em;'>农户因火灾、爆炸、雷击、暴风、暴雨、洪水、暴雪、冰雹、泥石流、突发性滑坡、地面下陷等自然灾害造成房屋倒塌或损毁的都可以申请赔付，<strong><span style='color: rgb(128, 100, 162);'>受</span></strong><strong><span style='color: rgb(128, 100, 162);'>灾户可及时致电人保财险公司的热线电话：95518</span></strong></p><section data-role="paragraph" style='box-sizing: border-box;'><p style='text-align:center;vertical-align: inherit;'><strong style='max-inline-size: 100%; cursor: text; caret-color: red; color: rgb(209, 30, 29); text-indent: 37px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><span style='max-inline-size: 100%; cursor: text; font-family: 宋体; box-sizing: border-box !important; outline: none 0px !important;'><span class="wxart_image" wx-style='display:inline-block;box-sizing: border-box;height: 137px;vertical-align: inherit;max-inline-size: 100%;cursor: pointer;width: 147px;overflow-wrap: break-word !important;outline: none 0px !important;'></span></span></strong></p></section><section data-role="paragraph" style='box-sizing: border-box;'><section data-tools="135编辑器" data-id="105452" style='box-sizing: border-box;'><section style='margin: 10px auto; box-sizing: border-box;'><section style='display: inline-block;transform: rotate(0deg);'><section style='margin-right: 10px;padding: 6px 15px;background-color: rgb(119, 95, 255);box-sizing: border-box;'><section data-brushtype="text" style='letter-spacing: 1.5px; color: rgb(255, 255, 255); box-sizing: border-box;'><strong>2022年政策性农村住房保险索赔指南</strong></section></section></section><section style='margin-top: -15px;display: flex;box-sizing: border-box;'><section style='margin: 30px 10px -15px;display: flex;box-sizing: border-box;'><section style='box-sizing: border-box;width: 1px;height: 2514.46px;background-color: rgb(151, 133, 255);overflow: hidden;'><br></section></section><section hm_fix="270:453" style='padding: 15px 25px 35px 20px;background-color: rgb(248, 247, 254);box-sizing: border-box;'><section data-role="paragraph" style='box-sizing: border-box;'><p style='vertical-align: inherit;'><br></p></section><section data-role="paragraph" style='box-sizing: border-box;'><p style='max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; line-height: 27px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><span style='font-size: 15px;font-family: 微软雅黑;'><strong style='max-inline-size: 100%; cursor: text; box-sizing: border-box !important; outline: none 0px !important;'><span style='max-inline-size: 100%; cursor: text; box-sizing: border-box !important; outline: none 0px !important;'>尊敬的农户：</span></strong></span></p><p style='max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; text-indent: 37px; line-height: 27px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><span style='max-inline-size: 100%; cursor: text; font-size: 15px; font-family: 微软雅黑; box-sizing: border-box !important; outline: none 0px !important;'>按照福建省政府办公厅颁布的《关于印发福建省政策性农村住房保险实施方案的通知》(闽政办【2016】161号），福建省应急管理厅与福建省人保财险福建省分公司签署了2021年农村住房保险协议，力争帮助农户提高应对自然灾害的能力，发挥农村住房保险的最大效益，让受灾群众满意。现将保险相关内容及索赔流程告知如下：</span></p><p style='max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; text-indent: 37px; line-height: 27px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><br></p><section data-role="title" data-tools="135编辑器" data-id="107112" style='box-sizing: border-box;'><section style='margin: 10px auto;text-align: center;box-sizing: border-box;'><section style='display: flex;justify-content: center;box-sizing: border-box;'><section style='display: inline-block;box-sizing: border-box;'><section style='padding: 8px 20px 8px 15px;background-color: rgb(115, 149, 249);box-sizing: border-box;'><section style='display: flex;justify-content: center;align-items: center;box-sizing: border-box;'><section style='box-sizing: border-box;width: 20px;height: 20px;background-color: rgb(255, 255, 255);border-radius: 50%;flex-shrink: 0;'><section style='font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 198, 77);line-height: 20px;box-sizing: border-box;'><strong data-original-title="" title="">1</strong></section></section><section data-brushtype="text" hm_fix="343:538" style='margin-left: 7px;font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 255, 255);line-height: 14px;box-sizing: border-box;'>保险责任</section></section></section></section><section style='box-sizing: border-box;margin-left: -13px;width: 0px;height: 1px;border-top: 13px solid rgb(255, 255, 255);border-left: 13px solid transparent;'><br></section></section></section></section><section data-tools="135编辑器" data-id="99368" style='box-sizing: border-box;'><section style='margin: 10px auto 5px;text-align: center;box-sizing: border-box;'><section style='margin-bottom: -7px;box-sizing: border-box;'><section style='display: flex;justify-content: flex-start;align-items: flex-start;box-sizing: border-box;'><section style='box-sizing: border-box;width: 12px;height: 12px;border-width: 1px;border-style: solid;border-color: rgb(163, 132, 255);flex-shrink: 0;overflow: hidden;'><br></section><section data-width="30%" style='box-sizing: border-box;width: 30%;height: 1px;background: rgb(163, 132, 255);overflow: hidden;'><br></section></section></section><section style='margin-right: 6px;margin-left: 6px;background: rgb(255, 255, 255);transform: rotate(0deg);'><section data-width="100%" style='box-sizing: border-box;background-image: -webkit-linear-gradient(right, rgb(130, 78, 255), rgb(163, 132, 255));width: 100%;height: 1px;overflow: hidden;'><br></section><section style='box-sizing: border-box;margin-bottom: -10px;margin-left: 1px;width: 9px;height: 9px;border-right: 1px solid rgb(163, 132, 255);border-bottom: 1px solid rgb(163, 132, 255);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;overflow: hidden;'><br></section><section data-autoskip="1" style='padding: 1em;font-size: 14px;letter-spacing: 1.5px;color: rgb(43, 43, 43);text-align: justify;line-height: 1.75em;border-left: 1px solid rgb(163, 132, 255);border-right: 1px solid rgb(130, 78, 255);box-sizing: border-box;'><p style='vertical-align: inherit;text-indent: 2em;'>下列原因造成农村住房倒塌损毁的，保险公司负责理赔：</p><p style='vertical-align: inherit;text-indent: 2em;'>1.台风，洪涝、泥石流，火灾，雷击，雨、雪、冰雹、低温冷冻，爆炸，龙卷风、暴风，崖崩、突发性滑坡（地陷）；</p><p style='vertical-align: inherit;text-indent: 2em;'>2.飞行物体及其他空中运行物体坠落；</p><p style='vertical-align: inherit;text-indent: 2em;'>3.外来的、不属于保险对象所有或使用的建筑物和其他固定物体倒塌。</p></section><section style='display: flex;justify-content: flex-end;align-items: flex-end;box-sizing: border-box;'><section style='box-sizing: border-box;margin-top: -10px;margin-right: 1px;width: 9px;height: 9px;border-left: 1px solid rgb(130, 78, 255);border-top: 1px solid rgb(130, 78, 255);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;overflow: hidden;'><br></section></section><section data-width="100%" style='box-sizing: border-box;background-image: -webkit-linear-gradient(right, rgb(130, 78, 255), rgb(163, 132, 255));width: 100%;height: 1px;overflow: hidden;'><br></section></section><section style='margin-top: -7px;box-sizing: border-box;'><section style='display: flex;justify-content: flex-end;align-items: flex-end;box-sizing: border-box;'><section data-width="26%" style='box-sizing: border-box;width: 26%;height: 1px;background: rgb(130, 78, 255);overflow: hidden;'><br></section><section style='box-sizing: border-box;width: 12px;height: 12px;border-width: 1px;border-style: solid;border-color: rgb(130, 78, 255);overflow: hidden;'><br></section></section></section></section></section><p style='max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; text-indent: 37px; line-height: 27px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><span style='max-inline-size: 100%; cursor: text; font-size: 15px; font-family: 微软雅黑; box-sizing: border-box !important; outline: none 0px !important;'></span></p><p style='max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; text-indent: 37px; line-height: 27px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><br></p><section data-role="title" data-tools="135编辑器" data-id="107112" style='box-sizing: border-box;'><section style='margin: 10px auto;text-align: center;box-sizing: border-box;'><section style='display: flex;justify-content: center;box-sizing: border-box;'><section style='display: inline-block;box-sizing: border-box;'><section style='padding: 8px 20px 8px 15px;background-color: rgb(115, 149, 249);box-sizing: border-box;'><section style='display: flex;justify-content: center;align-items: center;box-sizing: border-box;'><section style='box-sizing: border-box;width: 20px;height: 20px;background-color: rgb(255, 255, 255);border-radius: 50%;flex-shrink: 0;'><section style='font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 198, 77);line-height: 20px;box-sizing: border-box;'><strong data-original-title="" title="" data-num="2">2</strong></section></section><section data-brushtype="text" hm_fix="348:533" style='margin-left: 7px;font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 255, 255);line-height: 14px;box-sizing: border-box;'>保障额度</section></section></section></section><section style='box-sizing: border-box;margin-left: -13px;width: 0px;height: 1px;border-top: 13px solid rgb(255, 255, 255);border-left: 13px solid transparent;'><br></section></section></section></section><section data-tools="135编辑器" data-id="99368" style='box-sizing: border-box;'><section style='margin: 10px auto 5px;text-align: center;box-sizing: border-box;'><section style='margin-bottom: -7px;box-sizing: border-box;'><section style='display: flex;justify-content: flex-start;align-items: flex-start;box-sizing: border-box;'><section style='box-sizing: border-box;width: 12px;height: 12px;border-width: 1px;border-style: solid;border-color: rgb(163, 132, 255);flex-shrink: 0;overflow: hidden;'><br></section><section data-width="30%" style='box-sizing: border-box;width: 30%;height: 1px;background: rgb(163, 132, 255);overflow: hidden;'><br></section></section></section><section style='margin-right: 6px;margin-left: 6px;background: rgb(255, 255, 255);transform: rotate(0deg);'><section data-width="100%" style='box-sizing: border-box;background-image: -webkit-linear-gradient(right, rgb(130, 78, 255), rgb(163, 132, 255));width: 100%;height: 1px;overflow: hidden;'><br></section><section style='box-sizing: border-box;margin-bottom: -10px;margin-left: 1px;width: 9px;height: 9px;border-right: 1px solid rgb(163, 132, 255);border-bottom: 1px solid rgb(163, 132, 255);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;overflow: hidden;'><br></section><section data-autoskip="1" style='padding: 1em;font-size: 14px;letter-spacing: 1.5px;color: rgb(43, 43, 43);text-align: justify;line-height: 1.75em;border-left: 1px solid rgb(163, 132, 255);border-right: 1px solid rgb(130, 78, 255);box-sizing: border-box;'><p style='vertical-align: inherit;text-indent: 2em;'>（一）基础保险：具有普惠性，保费由省级财政全额支付，全省所有农户房屋因灾受损均可享有基础保险理赔，每户最高理赔金额为1万元。</p><p style='vertical-align: inherit;text-indent: 2em;'>（二）叠加保险：采用“政府主导、农户参保、财政补贴”的方式，每户保费12元，其中个人自缴保费3元、各级财政补贴9元。您在缴纳了个人自缴保费（3元/户）参加农房叠加保险后，若房屋因灾倒损，可以在基础保险基础上叠加理赔1.5万元（即实际理赔金额最高可达2.5万元）；普通农户个人不缴费，财政不补贴，理赔不叠加。全省低保户、建档立卡贫困户个人自缴保费（3元/户）由省级财政全额支付。</p></section><section style='display: flex;justify-content: flex-end;align-items: flex-end;box-sizing: border-box;'><section style='box-sizing: border-box;margin-top: -10px;margin-right: 1px;width: 9px;height: 9px;border-left: 1px solid rgb(130, 78, 255);border-top: 1px solid rgb(130, 78, 255);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;overflow: hidden;'><br></section></section><section data-width="100%" style='box-sizing: border-box;background-image: -webkit-linear-gradient(right, rgb(130, 78, 255), rgb(163, 132, 255));width: 100%;height: 1px;overflow: hidden;'><br></section></section><section style='margin-top: -7px;box-sizing: border-box;'><section style='display: flex;justify-content: flex-end;align-items: flex-end;box-sizing: border-box;'><section data-width="26%" style='box-sizing: border-box;width: 26%;height: 1px;background: rgb(130, 78, 255);overflow: hidden;'><br></section><section style='box-sizing: border-box;width: 12px;height: 12px;border-width: 1px;border-style: solid;border-color: rgb(130, 78, 255);overflow: hidden;'><br></section></section></section></section></section><p style='max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; text-indent: 37px; line-height: 27px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><span style='max-inline-size: 100%; cursor: text; font-size: 15px; font-family: 微软雅黑; box-sizing: border-box !important; outline: none 0px !important;'></span></p><p style='max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; text-indent: 37px; line-height: 27px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><br></p><section data-role="title" data-tools="135编辑器" data-id="107112" style='box-sizing: border-box;'><section style='margin: 10px auto;text-align: center;box-sizing: border-box;'><section style='display: flex;justify-content: center;box-sizing: border-box;'><section style='display: inline-block;box-sizing: border-box;'><section hm_fix="356:538" style='padding: 8px 20px 8px 15px;background-color: rgb(115, 149, 249);box-sizing: border-box;'><section style='display: flex;justify-content: center;align-items: center;box-sizing: border-box;'><section style='box-sizing: border-box;width: 20px;height: 20px;background-color: rgb(255, 255, 255);border-radius: 50%;flex-shrink: 0;'><section style='font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 198, 77);line-height: 20px;box-sizing: border-box;'><strong data-original-title="" title="" data-num="3">3</strong></section></section><section data-brushtype="text" style='margin-left: 7px;font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 255, 255);line-height: 14px;box-sizing: border-box;'>保险对象</section></section></section></section><section style='box-sizing: border-box;margin-left: -13px;width: 0px;height: 1px;border-top: 13px solid rgb(255, 255, 255);border-left: 13px solid transparent;'><br></section></section></section></section><section data-tools="135编辑器" data-id="99368" style='box-sizing: border-box;'><section style='margin: 10px auto 5px;text-align: center;box-sizing: border-box;'><section style='margin-bottom: -7px;box-sizing: border-box;'><section style='display: flex;justify-content: flex-start;align-items: flex-start;box-sizing: border-box;'><section style='box-sizing: border-box;width: 12px;height: 12px;border-width: 1px;border-style: solid;border-color: rgb(163, 132, 255);flex-shrink: 0;overflow: hidden;'><br></section><section data-width="30%" style='box-sizing: border-box;width: 30%;height: 1px;background: rgb(163, 132, 255);overflow: hidden;'><br></section></section></section><section style='margin-right: 6px;margin-left: 6px;background: rgb(255, 255, 255);transform: rotate(0deg);'><section data-width="100%" style='box-sizing: border-box;background-image: -webkit-linear-gradient(right, rgb(130, 78, 255), rgb(163, 132, 255));width: 100%;height: 1px;overflow: hidden;'><br></section><section style='box-sizing: border-box;margin-bottom: -10px;margin-left: 1px;width: 9px;height: 9px;border-right: 1px solid rgb(163, 132, 255);border-bottom: 1px solid rgb(163, 132, 255);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;overflow: hidden;'><br></section><section data-autoskip="1" style='padding: 1em;font-size: 14px;letter-spacing: 1.5px;color: rgb(43, 43, 43);text-align: justify;line-height: 1.75em;border-left: 1px solid rgb(163, 132, 255);border-right: 1px solid rgb(130, 78, 255);box-sizing: border-box;'><p style='vertical-align: inherit;text-indent: 2em;'><strong>下列条件之一者，乙方负责理赔：</strong></p><p style='vertical-align: inherit;text-indent: 2em;'>1.户主拥有省内农村户籍及坐落在乡镇（街道）或村（居）的农房。若户主只拥有一栋（处）农房，无论是否长期居住，乙方均负责理赔。若户主拥有多栋（处）农房，且投保地址清晰准确的，乙方负责对该地址的农房负责理赔；若投保地址模糊无法确定具体农房的，乙方仅对其一栋（处）当前居住的农房负责理赔。对于一次保险事故一栋（处）农房受损涉及多个户主的，乙方只对拥有省内农村户籍且户口本地址与该出险房屋地址一致的户主负责理赔。</p><p style='vertical-align: inherit;text-indent: 2em;'>2.长期居住在行政村的库区移民或因政策原因失地而转入非农户（含享受新型农村合作医疗政策其他农转非户）的农房。</p><p style='vertical-align: inherit;text-indent: 2em;'><strong>下列条件之一者，乙方不负责理赔：</strong></p><p style='vertical-align: inherit;text-indent: 2em;'>1.房屋坐落在农村，但其户主户籍是非农村户口的住房；</p><p style='vertical-align: inherit;text-indent: 2em;'>2.发生灾害后临时分户而新增的农村住户的住房；</p><p style='vertical-align: inherit;text-indent: 2em;'>3.房屋内部装潢和室内财产、经营性店面、生产性用房、与居住农房物理分离的厕所（卫生间）、正在建造的农房，以及禽畜舍、柴草间、杂物间和简易搭盖棚等。</p></section><section style='display: flex;justify-content: flex-end;align-items: flex-end;box-sizing: border-box;'><section style='box-sizing: border-box;margin-top: -10px;margin-right: 1px;width: 9px;height: 9px;border-left: 1px solid rgb(130, 78, 255);border-top: 1px solid rgb(130, 78, 255);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;overflow: hidden;'><br></section></section><section data-width="100%" style='box-sizing: border-box;background-image: -webkit-linear-gradient(right, rgb(130, 78, 255), rgb(163, 132, 255));width: 100%;height: 1px;overflow: hidden;'><br></section></section><section style='margin-top: -7px;box-sizing: border-box;'><section style='display: flex;justify-content: flex-end;align-items: flex-end;box-sizing: border-box;'><section data-width="26%" style='box-sizing: border-box;width: 26%;height: 1px;background: rgb(130, 78, 255);overflow: hidden;'><br></section><section style='box-sizing: border-box;width: 12px;height: 12px;border-width: 1px;border-style: solid;border-color: rgb(130, 78, 255);overflow: hidden;'><br></section></section></section></section></section><p style='max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; text-indent: 37px; line-height: 27px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><br></p><p style='max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; text-indent: 37px; line-height: 27px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><br></p><section data-role="title" data-tools="135编辑器" data-id="107112" style='box-sizing: border-box;'><section style='margin: 10px auto;text-align: center;box-sizing: border-box;'><section style='display: flex;justify-content: center;box-sizing: border-box;'><section style='display: inline-block;box-sizing: border-box;'><section style='padding: 8px 20px 8px 15px;background-color: rgb(115, 149, 249);box-sizing: border-box;'><section style='display: flex;justify-content: center;align-items: center;box-sizing: border-box;'><section style='box-sizing: border-box;width: 20px;height: 20px;background-color: rgb(255, 255, 255);border-radius: 50%;flex-shrink: 0;'><section style='font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 198, 77);line-height: 20px;box-sizing: border-box;'><strong data-original-title="" title="" data-num="4">4</strong></section></section><section data-brushtype="text" hm_fix="306:532" style='margin-left: 7px;font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 255, 255);line-height: 14px;box-sizing: border-box;'>赔偿标准</section></section></section></section><section style='box-sizing: border-box;margin-left: -13px;width: 0px;height: 1px;border-top: 13px solid rgb(255, 255, 255);border-left: 13px solid transparent;'><br></section></section></section></section><section data-tools="135编辑器" data-id="99368" style='box-sizing: border-box;'><section style='margin: 10px auto 5px;text-align: center;box-sizing: border-box;'><section style='margin-bottom: -7px;box-sizing: border-box;'><section style='display: flex;justify-content: flex-start;align-items: flex-start;box-sizing: border-box;'><section style='box-sizing: border-box;width: 12px;height: 12px;border-width: 1px;border-style: solid;border-color: rgb(163, 132, 255);flex-shrink: 0;overflow: hidden;'><br></section><section data-width="30%" style='box-sizing: border-box;width: 30%;height: 1px;background: rgb(163, 132, 255);overflow: hidden;'><br></section></section></section><section style='margin-right: 6px;margin-left: 6px;background: rgb(255, 255, 255);transform: rotate(0deg);'><section data-width="100%" style='box-sizing: border-box;background-image: -webkit-linear-gradient(right, rgb(130, 78, 255), rgb(163, 132, 255));width: 100%;height: 1px;overflow: hidden;'><br></section><section style='box-sizing: border-box;margin-bottom: -10px;margin-left: 1px;width: 9px;height: 9px;border-right: 1px solid rgb(163, 132, 255);border-bottom: 1px solid rgb(163, 132, 255);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;overflow: hidden;'><br></section><section data-autoskip="1" style='padding: 1em;font-size: 14px;letter-spacing: 1.5px;color: rgb(43, 43, 43);text-align: justify;line-height: 1.75em;border-left: 1px solid rgb(163, 132, 255);border-right: 1px solid rgb(130, 78, 255);box-sizing: border-box;'><p style='vertical-align: inherit;text-indent: 2em;'>基础保险理赔标准如下。若参加农房叠加保险后，理赔标准按以下标准的2.5倍执行。</p><p style='vertical-align: inherit;text-indent: 2em;'>1.一次灾害事故，无论受灾户是多间房屋还是仅有一间房屋，该房屋全部倒塌、严重损毁以及拆除重建的，理赔金额为1万元。倒塌是指因本次灾害导致房屋主体结构塌落。严重损毁是指因本次灾害导致房屋主要承重构件半数倾倒或无法修复。拆除重建是指因本次灾害导致房屋无法居住，经县级以上政府部门或具有资质的鉴定机构确认为危房，并已整体拆除。</p><p style='vertical-align: inherit;text-indent: 2em;'>2.一次灾害事故，受灾户有多个房间的，其中一间卧室或客厅倒塌或严重损毁的，理赔金额为2000元；其中一间卧室或客厅的一面墙体严重损毁的，理赔金额为1000元；一般损毁的，由保险公司查勘人员与受灾农户在本款限额范围内确定，不得低于400元。</p><p style='vertical-align: inherit;text-indent: 2em;'>3.一次灾害事故，受灾户厨房、饭厅或卫生间倒塌或严重损毁的，理赔金额为1000元；厨房、饭厅或卫生间一面墙体严重损毁的，理赔金额为500元；一般损毁的，由保险公司查勘人员与受灾农户在本款限额范围内确定，不得低于200元。</p><p style='vertical-align: inherit;text-indent: 2em;'>4.一次灾害事故，受灾农房瓦片缺失或破裂的，按25元/平方米的标准理赔，全年累计理赔限额2000元。</p><p style='vertical-align: inherit;text-indent: 2em;'>5.在保险期限内，受灾农房因灾倒损累计理赔金额为1万元，每次灾害事故经保险公司赔偿后，余下的保险金额相应扣减。</p></section><section style='display: flex;justify-content: flex-end;align-items: flex-end;box-sizing: border-box;'><section style='box-sizing: border-box;margin-top: -10px;margin-right: 1px;width: 9px;height: 9px;border-left: 1px solid rgb(130, 78, 255);border-top: 1px solid rgb(130, 78, 255);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;overflow: hidden;'><br></section></section><section data-width="100%" style='box-sizing: border-box;background-image: -webkit-linear-gradient(right, rgb(130, 78, 255), rgb(163, 132, 255));width: 100%;height: 1px;overflow: hidden;'><br></section></section><section style='margin-top: -7px;box-sizing: border-box;'><section style='display: flex;justify-content: flex-end;align-items: flex-end;box-sizing: border-box;'><section data-width="26%" style='box-sizing: border-box;width: 26%;height: 1px;background: rgb(130, 78, 255);overflow: hidden;'><br></section><section style='box-sizing: border-box;width: 12px;height: 12px;border-width: 1px;border-style: solid;border-color: rgb(130, 78, 255);overflow: hidden;'><br></section></section></section></section></section><p style='max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; text-indent: 37px; line-height: 27px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><span style='max-inline-size: 100%; cursor: text; font-size: 15px; font-family: 微软雅黑; box-sizing: border-box !important; outline: none 0px !important;'></span></p><p style='max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; text-indent: 28px; line-height: 27px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><br></p><section data-role="title" data-tools="135编辑器" data-id="107112" style='box-sizing: border-box;'><section style='margin: 10px auto;text-align: center;box-sizing: border-box;'><section style='display: flex;justify-content: center;box-sizing: border-box;'><section style='display: inline-block;box-sizing: border-box;'><section hm_fix="325:528" style='padding: 8px 20px 8px 15px;background-color: rgb(115, 149, 249);box-sizing: border-box;'><section style='display: flex;justify-content: center;align-items: center;box-sizing: border-box;'><section style='box-sizing: border-box;width: 20px;height: 20px;background-color: rgb(255, 255, 255);border-radius: 50%;flex-shrink: 0;'><section style='font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 198, 77);line-height: 20px;box-sizing: border-box;'><strong data-original-title="" title="" data-num="5">5</strong></section></section><section data-brushtype="text" style='margin-left: 7px;font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 255, 255);line-height: 14px;box-sizing: border-box;'>索赔流程</section></section></section></section><section style='box-sizing: border-box;margin-left: -13px;width: 0px;height: 1px;border-top: 13px solid rgb(255, 255, 255);border-left: 13px solid transparent;'><br></section></section></section></section><p style='max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><span class="wxart_image" wx-style='display:inline-block;box-sizing: border-box;vertical-align: inherit;max-inline-size: 100%;cursor: pointer;width: 100%;overflow-wrap: break-word !important;outline: none 0px !important;'></span></p><p style='max-inline-size: 100%; cursor: text; vertical-align: inherit; text-indent: 37px; line-height: 27px; box-sizing: border-box !important; outline: none 0px !important;'><br></p><p style='text-align: justify; max-inline-size: 100%; cursor: text; vertical-align: inherit; text-indent: 37px; line-height: 27px; box-sizing: border-box !important; outline: none 0px !important;'><strong style='font-size: 15px;caret-color: red;font-family: 微软雅黑;'>如果您有任何疑问，请拨打中国</strong><strong style='font-size: 15px;caret-color: red;font-family: 微软雅黑;'>人民财产保险股份有限公司</strong><strong style='font-size: 15px;caret-color: red;font-family: 微软雅黑;'>的24小时服务热线95518进行咨询。</strong><br></p></section></section></section></section></section><p style='text-align: center; max-inline-size: 100%; cursor: text; color: rgb(0, 0, 0); caret-color: rgb(255, 0, 0); vertical-align: inherit; line-height: 27px; font-family: 微软雅黑, sans-serif; box-sizing: border-box !important; outline: none 0px !important;'><br></p></section><section data-role="paragraph" style='box-sizing: border-box;'><p style='vertical-align: inherit;'><br></p></section><section data-role="paragraph" style='box-sizing: border-box;'><section data-role="paragraph" style='outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><section data-role="paragraph" style='outline: 0px; max-width: 100%; letter-spacing: 0.544px; text-align: center; color: rgb(6, 89, 183); widows: 1; caret-color: rgb(51, 51, 51); box-sizing: border-box !important;'><section data-role="paragraph" style='outline: 0px; max-width: 100%; letter-spacing: 0.544px; box-sizing: border-box !important;'><section data-role="paragraph" style='outline: 0px; max-width: 100%; box-sizing: border-box;'><section data-role="paragraph" style='outline: 0px; max-width: 100%; box-sizing: border-box;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 25.6px; letter-spacing: 0.54px;'><pre style='outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(53, 53, 53); letter-spacing: 0.54px; line-height: 27.2px; font-family: 微软雅黑;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(65, 65, 65); font-size: 15px; letter-spacing: 0.54px;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box;'><section style='margin-top: 10px; margin-right: 16px; margin-left: 16px; outline: 0px; max-width: 100%; box-sizing: border-box;'><section data-width="80%" style='box-sizing: border-box; padding: 5px; outline: 0px; max-width: 100%; border-radius: 5px; border-width: 0px; border-style: initial; border-color: rgb(234, 173, 0); width: 80%; vertical-align: top; display: inline-block; background-color: rgba(253, 237, 160, 0.51);'><section style='margin-top: -10px; margin-bottom: -20px; outline: 0px; max-width: 100%; box-sizing: border-box;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(252, 180, 65); font-size: 14px; letter-spacing: 2px; line-height: 1.6;'><p style='outline: 0px; max-width: 100%; box-sizing: border-box; vertical-align: inherit;'><span style='outline: 0px; max-width: 100%; box-sizing: border-box; font-size: 12px; line-height: 1.6;'>THE END </span></p></section></section></section></section></section></section></pre></section></section></section></section></section><section data-role="paragraph" style='outline: 0px; max-width: 100%; letter-spacing: 0.544px; text-align: center; widows: 1; caret-color: rgb(51, 51, 51); box-sizing: border-box !important;'><p style='outline: 0px; max-width: 100%; vertical-align: inherit; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 14px; box-sizing: border-box !important;'>供稿：民政办</span></p><p style='outline: 0px; max-width: 100%; vertical-align: inherit; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 14px; box-sizing: border-box !important;'>编辑：李丽娟</span></p></section></section></section></section>转载声明：本文转载自「今日石井」，搜索「jinrishijing」即可关注，[<a target="_blank" href="https://mp.weixin.qq.com/s/nsw1OQDvtCjbWr2JRf5bLw">阅读原文</a>]。</div><p></p>
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